It is important to know that no FEMA officers will be handling business claims. Approximately 200 FEMA representatives are in our community assisting with housing and road claims—these are referred to as “IA” (individual) and “PA” (public) claims. During this disaster, a business will hear from the SBA, or Small Business Administration, rather than FEMA directly.

our streets are filled with contractors. Some are local but some have come here from out of state because they learned of the disaster. The out of state contractors may be charging very high amounts. It’s your discretion to pay a higher fee than normal if it will help you hurry the process or find someone. However, please be careful if you’re shown an extremely high quote for work and told that “it’s okay because FEMA will cover this.” This is often part of a scam. You may refer to this guide for considering work with a contractor who you do not already know.

This one is tricky. We are aware (and grateful) many businesses received unrequested donations of $5,000 from a private donor circulating in Montpelier. We are investigating this particular donation right now, but this appears to be a genuine act of kindness. In general, if you receive an unsolicited donation, it’s best to let your bank or financial institution know the situation so they can advise the validity of the check. If someone gives you a check but then asks for part of the money back the next day, or for other information or help from you, take care because there is a chance the check may bounce after you have paid them.