Yes, they can clean and sanitize, as necessary. Please take pictures and keep receipts and documentation of expenses.

Yes, they would still maintain eligibility. They need to take pictures and keep receipts and documentation of expenses.

This is their decision on how they want to handle the inventory. Either option is fine. They should take pictures and keep all receipting. If any inventory is sold for salvage prior to filing a disaster loan application, then any salvage/scrap receipts will be required as the proceeds received from the sale could impact the eligibility amounts for each.

Generally, the Small Business Administration will not consider any proceeds received from a GoFundMe (or similar crowdfunding platforms) as a duplication of benefits because there is no directive given on how those funds can be used. However, if a disaster loan is approved, the use of proceeds would be repair/replace specific. If significant GoFundMe funds were used for the same repairs/replacement SBA would be loaning for, then the Loan Officer would review for impact on eligibility. In essence, a disaster loan could not be used for something other than what it is allocated for in the event repair/replacement had already been completed using the funds from the GoFundMe.

Interim financing can be repaid in the event a bridge loan is taken out for repairs prior to SBA involvement. Be certain to retain good documentation.

Because FEMA historically provides residential and municipal reief (i.e. not commercial), businesses should be connecting with the Small Business Administration (SBA). The first step will be reporting your damage to 211.

For more information on SBA Disaster Loan assistance, see here.